24-Hour Student Accident Insurance

What is the Migrant Student Accident Insurance?

The Migrant Education Program provides insurance to help with the cost of treatment for injuries caused by accidents. It covers accidents that occur 24 hours a day, all year.The insurance covers part, but not all, of the cost.The insurance does not cover treatment for illness or previously existing conditions.
If a migrant family has other insurance, the Migrant Student Accident Insurance covers part of the cost not covered by the other insurance plan.Parents should send a claim form to their other insurance company first, and then to the Migrant Education Program.

Who is eligible for the Migrant Student Accident Insurance?

To be covered, children must be eligible for the Migrant Education Program in Oregon and currently enrolled on Oregon Migrant Student Information System (OMSIS). The insurance covers children between the ages of 3 and 21 years of age. The insurance is for Oregon residents only.If a student moves out of Oregon, coverage runs out in 30 days.

When does the eligibility of the Migrant Student Accident Insurance end?

Migrant children and youth are covered until their eligibility in the Migrant Education Program ends, they receive a diploma or GED, turn 22 years old, or the family moves out of Oregon.Children do not need to be enrolled in a school or pre-school program to receive the accident insurance. The policy year runs from September first to August 31st and is renegotiated each year.

What does the Accident Insurance cover?

The insurance covers injuries due to accidents 24 hours a day, anywhere in the world, as long as the child is an Oregon resident. The insurance covers accidents from all interscholastic sports. The policy pays the expenses incurred for treatment, care and services within 52 weeks after the date of accident. The first expense must be incurred within 30 days after the accident. The insurance covers 80% up to a maximum of $5,000. Some benefits are limited; for example, emergency room care is covered 80% up to a maximum of $750. The insurance has a $0. dollar deductible. Parents are responsible for the costs not covered by the accident insurance.

What to do in case of an accident?

If your child is injured, contact a Migrant staff person at your school or at the local Migrant Education Office to request a claim form. If your child is not currently enrolled in school you may still contact the local Migrant Home School Consultant for assistance. You may go to the provider or the facility of your choice. The first physician’s visit must be within 30 days after accident. A Migrant staff person would be happy to assist you in filling out the claim form. Parents or guardians are responsible for sending the completed form to the insurance company within 90 days after the date of first treatment. Additional medical bills for the same injury must also be sent in to the insurance company, but do not require a second claim form. At the same time, please file a claim with your other family health and/or accident carrier.Any questions you have about particular claims should be directed to Myers-Stevens & Toohey & Co. Inc.

Follow ALL claims form instructions, attach all itemized bills and send to: 

Myers-Stevens & Toohey & Co. Inc.,
26101 Marguerite Parkway
Mission Viejo, CA 92692-3203
Phone: 949.348-0656 or 800.827.4695
Fax: 949.348.2630
www.myers-stevens.com