One barrier that a student may face when being granted a high number of college credits while in high school is the Federal Financial Aid 150% rule. This regulation applies to all students and is in place to help students stay on track to receiving their degree. Once a student has received 150% of the number of credits required to complete a degree then their financial aid is maxed out and no more federal loans are available. For example, if a student needs 60 credits hours to graduate and they have 90 credit hours (60 hrs. X 150 percent = 90 hrs.) their ability to receive financial aid may be terminated.
Students and families should be aware of this rule and attempt to seek credit opportunities that get students on track to a degree.